Bizcap Blog

Cash flow is the lifeblood that keeps businesses running. When your business faces a cash crunch, a working capital loan can provide the financial buffer necessary to maintain operations.

Take control of your small business’s finances with these expert tips and discover how Bizcap can help you thrive.

Discover how we helped Stephen Younan gear up for growth and take his business to the next level

Understand the world of business loans and which one is best suited for your needs. Let’s explore fast and flexible funding options.

Discover Bizcap’s tailored financing solutions and find the perfect fit for your business needs. Let’s dive into fast and flexible funding options.

The Export Market Development Grants (EMDG) program offers matched funding to help Australian businesses with marketing costs for expanding overseas. Are you eligible, and which tier fits your goals?

Understanding the world of SME financing can be complicated, but we are here to break it down in this comprehensive guide.

Set to launch in Q1 2025, Bizcap’s move will provide Singapore’s small and medium-sized enterprises (SMEs) with accessible short-term funding tailored to their needs.

Do your small business clients ever face cash flow shortfalls, where instant access to capital could bridge the gap? Here’s the solution you’ve been waiting for.

Read the real-life success stories where simple yet effective conversations with clients turned into exceptional outcomes.

Misconceptions about small business loans such as the need for a perfect credit score or the belief that loans are only available to struggling businesses can hold you back. Let’s separate fact from fiction.

When IT issues delayed payments from her major clients, this business owner was left unable to pay for new stock. She approached her bank for a loan, but their lengthy approval process was far too slow for her urgent needs. Enter Bizcap.

Explore the ins and outs of cash flow financing: Including how it works, potential benefits, risks and practical tips to support your business growth.

"We’re excited to be recognised as one of LinkedIn’s Top Startups in Australia for 2024," says Chief Revenue Officer Rebecca Del Rio.

With valuable tax offsets for research and development, Australia’s R&D Tax Incentive helps businesses innovate and grow.

As the housing market slows, mortgage brokers are diversifying into small business loans, tapping into a $20 billion industry and becoming one-stop shops for their clients’ financial needs

Discover how Bizcap’s dedicated broker support team helps brokers close deals fast and unlock new opportunities through personalised guidance and rapid approvals.

Asset finance and mortgages used to be the core business of broker Mo Saleh. Now, he leverages Bizcap's fast and flexible SME loans to broaden his offering, which retains clients and grows his customer base.

With $1 billion in loans funded and successful launches in New Zealand and the UK, Bizcap has gone from strength to strength. Here's how an open-minded approach coupled with unbeatable turnaround times made this possible

How Bizcap’s commitment to saying “yes” more often helped a retail business owner secure funding despite a low credit score and multiple rejections.

Are you a mortgage or asset finance broker looking to increase brokerage revenue? The obvious way to do that would be to grow your client base but there’s another, simpler way.

Get more leads as a broker and boost business from existing clients with these simple marketing strategies.

Small businesses can struggle to obtain loans due to the prohibitively high barriers to entry and slow-moving processes of banks and non-banks alike. With its holistic approach to credit assessment and unbeatable speed, Bizcap is redefining the rigid lending landscape

Discover how Bizcap’s referral model helps brokers secure solutions for their clients with minimal effort and maximum results.

Struggling to secure a business loan? Uncover the top 7 reasons and see how Bizcap can help your small business thrive!

The achievement positions Bizcap among the top 100 companies of its size to work for in Australia.

The instant asset write-off allows businesses to immediately deduct the cost of an asset in the year it was purchased, instead of gradually depreciating it over time. Are you eligible and what assets can you claim?

Planting season was almost over and Nicole, strapped for cash, couldn’t get spuds into the ground. When her bank wouldn’t help, she turned to Bizcap.

“Bizcap demonstrates excellent customer experience above and beyond the traditional realms of service or lending,” says WeMoney CEO.

John’s shop was bleeding cash as he tried to build up his customer base. With Bizcap’s help, he smoothed out cash flow until the shop was profitable.

It comes as we make Business Line of Credit widely available to small and medium businesses.

The husband and wife owners fast-tracked renovations and purchased new equipment, driving increased sales.

This year, 99% of employees said Bizcap is a great place to work – compared with 56% of employees at a typical Australia-based company.

Plus: Why Bizcap’s broker support and referral options makes it stand out among other lenders.

With a unique credit model and superior customer service, Bizcap has stood by its commitment to saying “yes” more often, empowering SMEs across a range of industries.

Plus: Hot tips for making the most of tax time.

Facing an inventory shortfall, a fashion wholesaler secured Bizcap funding and enjoyed a prosperous Christmas sales period.

"We assess real-time potential, and believe in giving businesses a chance to rebuild," says Truong.

“We probably wouldn’t still be around if it wasn't for the loans and help we got from Bizcap,” said the small business owner.

A race against time, a call to Bizcap and an $800K loan funded that day. Discover how Bizcap’s unbeatable speed opened doors for a Sydney business owner.

When other lenders look for reasons to decline loan applications, Bizcap seeks out ways to fund them. It's one of the reasons we're the most open-minded lender in Australia and New Zealand.

The nominations recognise Bizcap’s innovation, sustainable business model, leadership, and superior workplace culture.

After experiencing rapid growth in Australasia, and in a significant stride towards supporting small businesses globally, Bizcap is entering the UK market.

Banks ask for various documents when you apply for a business loan. With Bizcap, it’s different; you can submit a business loan application with just one document and get a loan offer in as little as 3 hours.

Tens of thousands of small businesses are taking a hit to their credit scores due to unpaid taxes. Bizcap can tailor a loan to get you through this difficult period.

Running your own business comes with numerous challenges and triumphs. One area that often gets overlooked is the importance of organisational culture.

Also: two important factors that set Bizcap apart from other lenders.

Our launch of Bridging Finance and Line of Credit was covered in The Adviser, who highlighted the competitive edge brokers gain when accessing them for their clients.

We’re on a mission to empower SMEs with fast access to funds. That’s why we’ve launched two new financial solutions – Line of Credit and Bridging Finance – and increased the size of loans we offer to an industry-leading $5 million.

As we look back, we feel immense pride for the dedication of our people, the relationships with our partners and the incredible services we provided to our small business customers.

Here are some key dates to capitalise on with creative marketing campaigns, as well as innovative strategies for seizing these opportunities.

Small businesses have to navigate and prepare for seasonal fluctuations in cash flow and operations. Here are tips for staying ahead all year long.

Abraham White, co-founder and joint managing director at Bizcap, recently caught up with Australian Broker to discuss the firm's pivotal role in SME lending.

With the SME lending industry valued at $20 billion, Australian residential brokers can diversify their income stream by partnering with Bizcap.

Briar Simmons turned the page on traditional lenders, growing her business with Bizcap's help.

Here's why EOFY is important for small businesses and some essential tasks for maximising growth opportunities.

Looking to boost profitability? Look no further! Here are five tips from Bizcap, one of the leading small business loan providers in Australasia.

Brokers and finance professionals play a vital role in helping small businesses secure the financing they need. Find out why Bizcap is the best lender to partner with in Australasia.

Businesses struggling to secure loans from banks can now turn to Bizcap for quick finance, reports the New Zealand Adviser, as the non-bank lender increases its lending limit in New Zealand to $2M.

Do you need to set up a website for your small business? Here is a quick summary of some free website builders that can help take your business online.

Despite all the struggles the last few years, SME owners are standing strong. Here are six tips that could give your business an advantage over the coming months.

We’ve unleashed the power of fast funding, securing our largest deal to date for a business whose bank couldn’t help. The broker who referred the client to us was quoted in The Adviser praising our “smooth and seamless” process.

Bizcap the most open-minded lender in the Australian and New Zealand recently funded its largest ever deal in just under two days.

If the last three years have taught SMEs anything, it's to be ready and prepared for everything. So, what lies ahead for 2023?

Bizcap capped off a big year with meaningful industry recognition, taking home awards for our small business loans and customer service, while being a finalist for innovation.

As a Broker and/or Accountant, partnering with small businesses is one of the most important and rewarding roles you can play in your career. But how can Bizcap help?

Working capital is vital for every business. Here's everything you need to know about working capital, along with some solutions to help bridge any gaps.

Cash flow finance is a business loan that's provided based on projected cash flow, and can help smooth out those peaks and troughs in your business.

Gross profit and net profit are important financial metrics in any small business. Knowing the difference between them is vital in understanding performance. Here's what you need to know.

Aaron was unsatisfied with his business bank, so he turned to Bizcap, where he found great service and fast access to cash.

A Telecom business deemed essential during COVID faced a delayed impact. Bizcap's flexible loans supported cash flow, proving highly valuable.

Welcome to Bizcap’s Small Business Tips mega-list for 2024! We’ve spoken to our clients and industry experts and have collated their best insights to get your business going in the right direction for this year and beyond.

Marco’s business had hit rock bottom, but with the help of a Bizcap loan, it got back on track and doubled in size.

With the days ticking down to the end-of-financial-year. Here are a few ideas on how you can make the most of tax time.

With help from Bizcap, this show bag business has been able to thrive, despite the global pandemic and changing market conditions.

What actually is an SME (small to medium-sized business, for those of us who don't quite know for certain but have been too afraid to ask)? Well, it depends on who you ask.

This experienced bricklayer went out on his own, using Bizcap's help to build his business and lay solid foundations for the future.

COVID-19 hit lots of businesses hard. One of the many that suffered was a 50-year-old sheet metal business which was forced to find funding to help with their cashflow.

Whether you're aiming to capitalise on seasonal demand, or your industry has a traditional Christmas lull, it's important to have the right strategies in place.

Traditional lenders have eligibility requirements that make it challenging to secure a business loan. Here's what they're looking for in your application and how Bizcap makes life easy.

With the launch of Bizcap New Zealand, Bizcap showcases its desire to grow small-to-medium business by extending support to as many businesses as possible.

Cash flow is the lifeblood of every business. Learn more about a small businesses secret weapon to success in the following article.

Caitlin Turner's small business came to a near stand still during Covid. Her business grew exponentially after quickly pivoting to expansion into US markets with the assistance of Bizcap.

Are you worried about your bad credit score? No need to stress, Bizcap removes credit score barriers by evaluating each application on its own merit.

Powering new retail stores in the midst of a pandemic seems insane. But not for Bizcap, whose flexible and supportive approach fueled this business's growth.

Not long ago we were all dealing with tax in the heart of a global pandemic. But EOFY is creeping up on us yet again. So, how can you ensure you're organised?

End of financial year is fast approaching, and with it comes a fantastic opportunity to upgrade assets and build your business while reducing your taxable profits.

Celebrating a remarkable year is always important and Bizcap is proud to announce that it have been named as a finalist in the Finnies 2021 awards

Bizcap strengthens its partnerships by hiring Business Development Managers and an Account Executive, reaffirming its commitment to SMEs after experiencing 300% growth in the previous year.

The expansion of Bizcap’s team of Business Development Managers – at a time when many traditional and non-bank lenders are pulling back – has been covered in The Adviser, who emphasised the appointees’ vast experience and networks in finance sectors.

In challenging times, dreaming big is crucial for businesses like A1 Fitness Supplies, who utilized Bizcap funding to triple their revenue.

Bizcap helped S & M Metals build resilience and grow, demonstrating the importance of flexible finance in small business continuity.

Bizcap's tailored funding transforms a $500,000 logistics firm into a $2.5 million success story in a year.

Despite the economic downturn, Bizcap has experienced a 275% increase in funding space. Continuing to assist hundreds of SMEs in surviving and thriving in the challenging�environment.

All businesses are eagerly waiting for the new year, moving past the challenges of 2020. Here are five tips that will make sure your business enjoys a successful 2021.

What are business loans, how can you use them responsibly and how can you make the most of one?

Do you want to empower your clients? Look no further! We work with brokers and clients to provide businesses with timely support through Bizcap's quick and flexible Small Business Loans.

Are you hoping to profit from the upcoming Christmas season? Don't let cash flow derail your grand plans by partnering with Bizcap to alleviate seasonal stress.

Traditional banks wouldn't help, but with Bizcap's flexible lending, this small business owner tackled urgent repairs and invested in new equipment.

Business owner Maxine Dosen has used Bizcap loans on various occasions to grow her business and seize opportunities as they arise.