Bizcap Blog

Tips, news and insights to help your small business grow big

Slow Season Survival Guide: 8 Strategies to Overcome Seasonal Fluctuations
Seasonal shifts can challenge small businesses, but with the right strategies, you can manage fluctuations and thrive year-round. Here are 8 key tips to stay ahead.
2025 Small Business Marketing Event Calendar
Plan your 2025 marketing campaigns with our event-packed calendar, offering creative tips and unique ideas to help your small business shine year-round.
The Ultimate Performance Guide for SMEs in 2025: Actionable Strategies for Success
Discover actionable strategies to fuel your SME’s success in 2025, from mastering cash flow to leveraging digital marketing, automation, and business loans.
Credit Score Basics for Business Owners: How To Get Funding Even with Bad Credit
Your credit score doesn’t have to stand in the way of business success. Discover how Bizcap can help you secure funding, no matter your score.
Your Guide to Holiday Success: Prepare Now for a Thriving New Year
This holiday season, as Australians prepare to spend $70 billion, unlock strategies to help your small business thrive and kickstart a successful new year
What is a Merchant Cash Advance
If your business sells products via credit or debit card payments but sees a dip in sales, a merchant cash advance (MCA) could help you make ends meet temporarily. Let's dive deep into understanding MCAs.
How Working Capital Loans Can Transform Your Business
Cash flow is the lifeblood that keeps businesses running. When your business faces a cash crunch, a working capital loan can provide the financial buffer necessary to maintain operations.
 Unlock Small Business Success: Your Guide to a Financial Health Check with Bizcap
Take control of your small business’s finances with these expert tips and discover how Bizcap can help you thrive.
The Best Business Loan Providers for SMEs Seeking Fast Access to Flexible Funding
Understand the world of business loans and which one is best suited for your needs. Let’s explore fast and flexible funding options.
What are Bizcap’s financing options? Exploring Bizcap Loans
Discover Bizcap’s tailored financing solutions and find the perfect fit for your business needs. Let’s dive into fast and flexible funding options.
How the Export Market Development Grant Works in 2024
The Export Market Development Grants (EMDG) program offers matched funding to help Australian businesses with marketing costs for expanding overseas. Are you eligible, and which tier fits your goals?
What is SME Finance? A Comprehensive Guide for Business Owners
Understanding the world of SME financing can be complicated, but we are here to break it down in this comprehensive guide.
Debunking 6 Myths About Small Business Loans
Misconceptions about small business loans such as the need for a perfect credit score or the belief that loans are only available to struggling businesses can hold you back. Let’s separate fact from fiction.
The Ultimate Guide to Cash Flow Financing in 2024
Explore the ins and outs of cash flow financing: Including how it works, potential benefits, risks and practical tips to support your business growth.
What is the R&D Tax Incentive and How Does It Work in 2024?
With valuable tax offsets for research and development, Australia’s R&D Tax Incentive helps businesses innovate and grow.
A Low Credit Score Didn’t Stop Bizcap From Helping a Retail Clinic To Secure $118,500
How Bizcap’s commitment to saying “yes” more often helped a retail business owner secure funding despite a low credit score and multiple rejections.
The New Age of Open-Minded Business Lending
Small businesses can struggle to obtain loans due to the prohibitively high barriers to entry and slow-moving processes of banks and non-banks alike. With its holistic approach to credit assessment and unbeatable speed, Bizcap is redefining the rigid lending landscape
The Top 7 Reasons You Were Rejected for a Business Loan
Struggling to secure a business loan? Uncover the top 7 reasons and see how Bizcap can help your small business thrive!
Bizcap is Named a Best Place To Work in 2024
The achievement positions Bizcap among the top 100 companies of its size to work for in Australia.
What is the $20,000 Instant Asset Write-Off and How Does It Work in 2024?
The instant asset write-off allows businesses to immediately deduct the cost of an asset in the year it was purchased, instead of gradually depreciating it over time. Are you eligible and what assets can you claim?
Bizcap Wins Wemoney Award for Outstanding Service in 2024
“Bizcap demonstrates excellent customer experience above and beyond the traditional realms of service or lending,” says WeMoney CEO.
How a Bizcap Loan Helped Drive Double-Digit Revenue Increase
The husband and wife owners fast-tracked renovations and purchased new equipment, driving increased sales.
Australia EOFY: 8 Surprising Things You Can Claim as a Tax Deduction for Your Small Business in 2024
Plus: Hot tips for making the most of tax time.
Boosting Fashion Sales: Bizcap Adds $250K to Loan
Facing an inventory shortfall, a fashion wholesaler secured Bizcap funding and enjoyed a prosperous Christmas sales period.
How A Plumber Leveraged a Bizcap Loan to Pay Wages and Costs
“We probably wouldn’t still be around if it wasn't for the loans and help we got from Bizcap,” said the small business owner.
How Fast Funding Helped a Developer Snag a New Property
A race against time, a call to Bizcap and an $800K loan funded that day. Discover how Bizcap’s unbeatable speed opened doors for a Sydney business owner.
What Documents You Need to Apply for a Business Loan
Banks ask for various documents when you apply for a business loan. With Bizcap, it’s different; you can submit a business loan application with just one document and get a loan offer in as little as 3 hours.
Struggling With ATO Debt? You’re Not Alone
Tens of thousands of small businesses are taking a hit to their credit scores due to unpaid taxes. Bizcap can tailor a loan to get you through this difficult period.
Why Company Culture Is Key to Small Business Success
Running your own business comes with numerous challenges and triumphs. One area that often gets overlooked is the importance of organisational culture.
Bizcap 2024: Launching Bridging Finance, Line of Credit and Loans of $5M
We’re on a mission to empower SMEs with fast access to funds. That’s why we’ve launched two new financial solutions – Line of Credit and Bridging Finance – and increased the size of loans we offer to an industry-leading $5 million.
Essential 2024 Marketing Events for Small Businesses
Here are some key dates to capitalise on with creative marketing campaigns, as well as innovative strategies for seizing these opportunities.
This Book Shop Diversified Its Inventory To Gain New Customers
Briar Simmons turned the page on traditional lenders, growing her business with Bizcap's help.
Essential EOFY Checklist for SME Growth Opportunities
Here's why EOFY is important for small businesses and some essential tasks for maximising growth opportunities.
5 Proven Tips to Boost Your Small Business Profitability
Looking to boost profitability? Look no further! Here are five tips from Bizcap, one of the leading small business loan providers in Australasia.
Best Free Website Builders for Small Businesses
Do you need to set up a website for your small business? Here is a quick summary of some free website builders that can help take your business online.
Top 6 Tips for Growing Your Small Business in 2023
Despite all the struggles the last few years, SME owners are standing strong. Here are six tips that could give your business an advantage over the coming months.
Key 2024 Trends and Tips for SME Success
If the last three years have taught SMEs anything, it's to be ready and prepared for everything. So, what lies ahead for 2023?
Top Working Capital Tips for Small Businesses
Working capital is vital for every business. Here's everything you need to know about working capital, along with some solutions to help bridge any gaps.
Quick Guide: Mastering Cash Flow Finance in 90 Seconds
Cash flow finance is a business loan that's provided based on projected cash flow, and can help smooth out those peaks and troughs in your business.
Understanding Gross and Net Profit: What You Need to Know
Gross profit and net profit are important financial metrics in any small business. Knowing the difference between them is vital in understanding performance. Here's what you need to know.
How a Mechanical Workshop Beat Cash Flow Issues With Bizcap
Aaron was unsatisfied with his business bank, so he turned to Bizcap, where he found great service and fast access to cash.
How Bizcap Helped a Telco Ride Out the Delayed COVID Wave
A Telecom business deemed essential during COVID faced a delayed impact. Bizcap's flexible loans supported cash flow, proving highly valuable.
61 Small Business Tips for 2024
Welcome to Bizcap’s Small Business Tips mega-list for 2024! We’ve spoken to our clients and industry experts and have collated their best insights to get your business going in the right direction for this year and beyond.
How a Bizcap Loan Breathed Life Into Marco’s Dying Toy Store
Marco’s business had hit rock bottom, but with the help of a Bizcap loan, it got back on track and doubled in size.
Making the Most of EOFY 2022
With the days ticking down to the end-of-financial-year. Here are a few ideas on how you can make the most of tax time.
Bizcap Transforms Show Bag Business Success
With help from Bizcap, this show bag business has been able to thrive, despite the global pandemic and changing market conditions.
How SME's Survive and Make Money in Australia
What actually is an SME (small to medium-sized business, for those of us who don't quite know for certain but have been too afraid to ask)? Well, it depends on who you ask.
How Bizcap Helped This Bricklayer Grow His Business
This experienced bricklayer went out on his own, using Bizcap's help to build his business and lay solid foundations for the future.
How a 50-Year-Old Metal Business Survived COVID With Bizcap
COVID-19 hit lots of businesses hard. One of the many that suffered was a 50-year-old sheet metal business which was forced to find funding to help with their cashflow.
Top 5 Tips for a Successful Festive Season and New Year
Whether you're aiming to capitalise on seasonal demand, or your industry has a traditional Christmas lull, it's important to have the right strategies in place.
8 Ways to Make Getting a Business Loan Easier
Traditional lenders have eligibility requirements that make it challenging to secure a business loan. Here's what they're looking for in your application and how Bizcap makes life easy.
Cash Flow Lending: The Secret Weapon for Small Businesses
Cash flow is the lifeblood of every business. Learn more about a small businesses secret weapon to success in the following article.
Bizcap’s Success Story: Aussie Beauty Brand Triumphs in the US
Caitlin Turner's small business came to a near stand still during Covid. Her business grew exponentially after quickly pivoting to expansion into US markets with the assistance of Bizcap.
How to Obtain a Business Loan Despite Bad Credit
Are you worried about your bad credit score? No need to stress, Bizcap removes credit score barriers by evaluating each application on its own merit.
The Luxury Retailer Who Found Big Money Without Big Pain
Powering new retail stores in the midst of a pandemic seems insane. But not for Bizcap, whose flexible and supportive approach fueled this business's growth.
5 Tips to Simplify Your Life This Tax Season
Not long ago we were all dealing with tax in the heart of a global pandemic. But EOFY is creeping up on us yet again. So, how can you ensure you're organised?
Unlock Financial Opportunities at Year-End
End of financial year is fast approaching, and with it comes a fantastic opportunity to upgrade assets and build your business while reducing your taxable profits.
How Bizcap Helped Fund a Fitness Revolution
In challenging times, dreaming big is crucial for businesses like A1 Fitness Supplies, who utilized Bizcap funding to triple their revenue.
Bizcap Helps Scrap Metal Business Thrive with Flexible Loans
Bizcap helped S & M Metals build resilience and grow, demonstrating the importance of flexible finance in small business continuity.
How Bizcap Funding Boosted a Logistics Company's Success
Bizcap's tailored funding transforms a $500,000 logistics firm into a $2.5 million success story in a year.
5 Essential Tips for a Successful 2024
All businesses are eagerly waiting for the new year, moving past the challenges of 2020. Here are five tips that will make sure your business enjoys a successful 2021.
How This Food Business Faced Cash Flow Struggles and Won
Traditional banks wouldn't help, but with Bizcap's flexible lending, this small business owner tackled urgent repairs and invested in new equipment.
How Strutt Fashion Brought Great Stock at a Discount
Business owner Maxine Dosen has used Bizcap loans on various occasions to grow her business and seize opportunities as they arise.
How a Fencing Business Grew Despite Its Poor Credit Score
Julius' Fencing Company had ambitious goals, and with the help of a Bizcap-facilitated loan, they were able to grow their revenue by 700%.
How Bizcap Helped a Bike Retailer Reinvigorate His Online Store
Bizcap took a step-by-step approach with Paul's bike stores, funding one loan at a time as he showed good cash flow management.
Understanding Loans for Improving Cash Flow
Are you struggling with Cash flow? Bizcap is here to help you remove unwanted cash flow stress from your business, allowing you to expand and grow.
Capitalise on EOFY Opportunities for Your Business
The End of Financial Year is quickly approaching, which provides an excellent opportunity for small businesses to capitalize on the tax breaks available!