For When

You need fast access to cash in order to meet short-term obligations, like operational or unexpected expenses.

You want to grow your business but might not have the best credit score or don’t want to wait weeks for a loan.

You want a larger loan with a longer term, and have property to use as security.

You know finance is coming in the near future, but need funds to plug the gap – at a heavily reduced rate.

You want the flexibility of having access to varying amounts of cash at different points in time.

You are cash flow-heavy and draw down and repay loans often.

You want the flexibility of lower rates and longer repayment terms.

You need fast access to cash in order to meet short-term obligations, like operational or unexpected expenses.

You want to grow your business but might not have the best credit score or don’t want to wait weeks for a loan.

You want a larger loan with a longer term, and have property to use as security.

You know finance is coming in the near future, but need funds to plug the gap – at a heavily reduced rate.

You want the flexibility of having access to varying amounts of cash at different points in time.

You are cash flow-heavy and draw down and repay loans often.

You want the flexibility of lower rates and longer repayment terms.

Amount

$5K to $500K

$5K to $5M

$30K to $5M

$150K to $5M

Up to $500K

Up to $750K

$50k to $2m

$5K to $500K

$5K to $5M

$30K to $5M

$150K to $5M

$5K to $750K

Up to $500K

$50K to $2m

Term

3 to 12 months

3 to 12 months

3 to 12 months

Up to 12 weeks

Flexible repayments

3 to 12 months

9 to 12 months

3 to 12 months

3 to 12 months

3 to 12 months

Up to 12 weeks

Flexible repayments

3 to 12 months

9 to 12 months

Get funds in

Same day

24 hours

24 hours

24 hours

Ongoing access

Ongoing access

24 hours

Same day

24 hours

24 hours

24 hours

Ongoing access

Ongoing access

24 hours

Key benefits

Get funds fast, with cash flow-friendly repayments.

Loans that are perfectly tailored to your business's needs and goals.

Competitive rates and longer terms are available.

Large discounts compared with Bizcap Secured Business Loans.

Only pay for what you draw on. Funds available whenever you need them.

Only pay for what you draw on. Funds available whenever you need them. Repayments from 8% for the first month.

Borrow up to 150% of monthly revenue. Lower rates.

Get funds fast, with cash flow-friendly repayments.

Loans that are perfectly tailored to your business's needs and goals.

Competitive rates and longer terms are available.

Large discounts compared with Bizcap Secured Business Loans.

Only pay for what you draw on. Funds available whenever you need them.

Only pay for what you draw on. Funds available whenever you need them. Repayments from 8% for the first month.

Borrow up to 150% of monthly revenue. Lower rates.

Often used for
  • Wages
  • Bills
  • Urgent repairs
  • Cash flow
  • Import duties
  • Any business expense or investment
  • Purchasing equipment
  • Renovations
  • Hiring staff
  • Buying vehicles
  • Bulk stock purchases
  • Any business expense or investment
  • Renovations
  • Opening a new location
  • Upgrading facilities
  • Investments
  • Any business expense or investment
  • Cash flow
  • Wages
  • Bills
  • Inventory
  • Equipment
  • Any business expense or investment
  • Cash flow
  • Equipment
  • Inventory
  • Wages
  • Renovations
  • Any business expense or investment
  • Cash flow
  • Equipment
  • Inventory
  • Wages
  • Renovations
  • Any business expense or investment
  • Cash flow
  • Equipment
  • Inventory
  • Wages
  • Renovations
  • Any business expense or investment
  • Wages
  • Bills
  • Urgent repairs
  • Cash flow
  • Import duties
  • Any business expense or investment
  • Purchasing equipment
  • Renovations
  • Hiring staff
  • Buying vehicles
  • Bulk stock purchases
  • Any business expense or investment
  • Renovations
  • Opening a new location
  • Upgrading facilities
  • Investments
  • Any business expense or investment
  • Cash flow
  • Wages
  • Bills
  • Inventory
  • Equipment
  • Any business expense or investment
  • Cash flow
  • Equipment
  • Inventory
  • Wages
  • Renovations
  • Any business expense or investment
  • Cash flow
  • Equipment
  • Inventory
  • Wages
  • Renovations
  • Any business expense or investment
  • Cash flow
  • Equipment
  • Inventory
  • Wages
  • Renovations
  • Any business expense or investment
Eligibility
  1. Active ABN/ACN
  2. An established business, trading for at least 4 months
  3. A minimum monthly revenue of $12,000
  1. Active ABN/ACN
  2. An established business, trading for at least 4 months
  3. A minimum monthly revenue of $12,000
  1. Active ABN/ACN
  2. An established business, trading for at least 5 months
  1. Active ABN/ACN
  2. Own property
  3. A clear exit strategy
  1. Active ABN/ACN
  2. An established business, trading for at least 9 months
  3. A minimum monthly revenue of $20,000
  1. Active ABN/ACN
  2. An established business, trading for at least 9 months
  3. A minimum monthly revenue of $75,000
  4. A minimum credit score of 400
  1. Active ABN/ACN
  2. An established business, trading for at least 24 months
  3. A minimum monthly revenue of $75,000
  4. A minimum credit score of 500
  1. Active ABN/ACN
  2. An established business, trading for at least 4 months
  3. A minimum monthly revenue of $12,000
  1. Active ABN/ACN
  2. An established business, trading for at least 4 months
  3. A minimum monthly revenue of $12,000
  1. Active ABN/ACN
  2. An established business, trading for at least 5 months
  1. Active ABN/ACN
  2. Own property
  3. A clear exit strategy
  1. Active ABN/ACN
  2. An established business, trading for at least 9 months
  3. A minimum monthly revenue of $20,000
  1. Active ABN/ACN
  2. An established business, trading for at least 9 months
  3. A minimum monthly revenue of $75,000
  4. A minimum credit score of 400
  1. Active ABN/ACN
  2. An established business, trading for at least 24 months
  3. A minimum monthly revenue of $75,000
  4. A minimum credit score of 500