Fast business loans from $5K to $7.5M

A non-bank lender provides business funding without being a traditional bank.

Unlike many banks, non-bank lenders may use more flexible assessment criteria. At Bizcap, we consider factors including business revenue, trading history, recent performance and individual circumstances when assessing applications.

Yes. Bizcap is a direct lender offering business lending solutions to eligible Australian businesses without requiring a broker.

This means you deal directly with Bizcap throughout the application, assessment and funding process.

Yes. Bizcap works with brokers across Australia to help their clients access a range of business funding solutions.

Brokers can refer eligible clients to Bizcap and work with our team to find an appropriate funding option for their circumstances.

Bizcap offers business loans from $5,000 to $7.5 million and Lines of Credit up to $750,000.

How much you may be eligible for depends on the funding solution and factors such as your revenue, trading history, business performance, and individual circumstances.

Bizcap offers a range of small business financing options, including Fast Business Loans, Small Business Loans, Secured Business Loans, Bridging Finance, and Lines of Credit.

Funding ranges from $5,000 to $7.5 million depending on the product and your eligibility.

Yes. Bizcap provides small business loans and other funding solutions that can help cover wages, suppliers, inventory and other expenses when cash flow is tight.

Yes. Eligible businesses may receive funding on the same day their application is approved. Bizcap's fast business loans can be approved in as little as three hours, with same-day funding available.

Other Bizcap funding solutions may be available in as little as 24 hours. Actual timeframes depend on the funding solution, your application and any additional information required.

To apply for a business loan, complete Bizcap’s online application and provide your business details and bank statements.

We’ll assess your application and, if eligible, may provide a conditional offer without an upfront credit check. If you choose to proceed, we may need additional information or checks before final approval and funding.

Yes. Bizcap customers have access to a dedicated Loan Specialist who can assist with their application, discuss available funding options and explain the next steps.

Bizcap business funding can be used for a wide range of business purposes, including:

- Managing cash flow
- Paying suppliers
- Purchasing inventory or equipment
- Hiring staff
- Marketing
- Business expansion
- Unexpected expenses

Not always. Some Bizcap small business loans may be available without property being provided as upfront security.

Fast and Small Business Loans up to $30,000 may be available without upfront security, although a personal guarantee is required. Other products have different security requirements.

As a non-bank lender, Bizcap takes an open-minded approach to business loans. We look beyond credit scores, considering your revenue, trading history and business performance to assess funding options that suit your needs.

With approvals in as little as three hours and same-day funding available for eligible businesses, you can get the funds you need, fast.