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Small business bridging finance operates as a short-term solution. When a business faces temporary cash flow gaps or needs quick capital, it can secure a bridging loan that allows it to cover immediate expenses or seize opportunities while waiting for expected funds, like customer payments or government grants. Once those funds come in, the business repays the bridging loan. It's a flexible and timely financial tool that helps small businesses bridge financial gaps without disrupting operations.

Bizcap offers Bridging Finance of $150,000 to $5 million for up to 12 weeks, funding loans in as little as 24 hours. We offer these at a heavily reduced rate compared with our standard loans — up to 65% off, depending on the circumstances.

Business bridging loans furnish small businesses with strategic advantages. Swift access to funds empowers timely decision-making and capitalizing on opportunities. The short-term nature of bridging loans addresses cash flow needs without long-term commitments, offering flexibility for dynamic demands. Whether navigating opportunities or challenges, these loans ensure operational continuity for small businesses. Bizcap Bridging Finance has the added advantage of offering heavily reduced rates compared to our standard loans, up to 65% off depending on the scenario. Furthermore, they can be funded in as little as 24 hours.

Bizcap specialises in providing fast and flexible business loans to small and medium-sized businesses. Our solutions include Fast Business Loans, Small Business Loans, Secured Business Loans, Bridging Finance and Lines of Credit. Our loan sizes vary from $5,000 to $5,000,000 and Lines of Credit are available up to $300,000.

Bizcap offers business loans of $5,000 to $5,000,000 and Lines of Credit up to $300,000. To find out more about each of our loans, compare our solutions.

The specific amount of your business loan is influenced by factors like your business's cash flow, operational duration, assets, and loan purpose. We assess these aspects to gauge your business's health and creditworthiness.

Our aim is to offer customized loans that address each business's unique financial needs, minimizing risk for both parties. By thoroughly evaluating factors contributing to your business's financial health, we determine an appropriate loan amount and terms to support sustained growth and success.

At Bizcap, we pride ourselves on providing fast and flexible business loans. Applications for a Bizcap Fast and Small Business Loans can be approved within 3 hours and funded that day.

Our other solutions can be issued in as little 24 hours. If you need funds sooner, let your Loan Specialist know and they can fast track your application. This quick turnaround ensures our customers get access to the funds they need to meet their obligations and grow in a competitive market.

Generally speaking, to qualify for a small business bridging loan, businesses must demonstrate a viable repayment plan, financial stability and collateral. Lenders assess creditworthiness and require a clear exit strategy. Meeting these criteria, along with transparent financial documentation, enhances eligibility in small business lending.

To qualify for Bizcap Bridging Finance, you’ll need to meet our minimum eligibility criteria of having an active ABN/ACN, to be the owner of property and a clear exit strategy.

Small business bridging loan approval times vary, usually taking days to weeks. Factors like application complexity and documentation completeness influence the speed. Streamlining the process, promptly submitting required documents, and choosing an efficient lender can expedite small business bridging loan approvals.

Bizcap prides itself on offering fast and flexible small business loans, and our bridging finance is no different. With Bizcap Bridging Finance, you can get funds in as little as 24 hours.

Alternatives to small business bridging finance include bank loans, lines of credit, business cash advances, crowdfunding, angel investors, venture capital and government grants. Each choice has unique terms, providing flexibility for small businesses to select the financing method that suits their needs. At Bizcap, we offer several alternatives to bridging finance, including Fast Business Loans, Small Business Loans, Secured Business Loans and Lines of Credit.

Securing a bridging loan with bad credit can be challenging, as lenders typically consider credit history. However, specialised lenders like Bizcap offer options. Bizcap has no minimum credit score requirements and doesn’t run a credit check to make an initial loan offer. Bizcap can also accept businesses with defaults and judgments, as well as those with existing loans and ATO debt, depending on the scenario.